![Christian Norton](https://uswlocals.org/sites/default/files/styles/large_square/public/bio/nortonwide.jpg?itok=XDDPbrVW&c=656a9267a5582f7aee8f862be6c5cd40)
This is Christian. He's the best! No longer. Most companies eliminated defined-benefit plans providing a reliable income stream and implemented 401(k) plans that leave workers at the mercy of stock market volatility, like the kind that rattled investors this week and crushed workers in 2008.